Village Savings & Loan Associations

Empowering Ugandan mothers through financial inclusion and community-led economic growth.

What is a VSLA?

A Village Savings and Loan Association (VSLA) is a group of 15-30 people who save together and take small loans from those savings. The activities of the VSLA run in cycles of one year, after which the accumulated savings and the loan profits are distributed back to members.

  • Community-Led: Entirely managed by the members themselves.
  • Financial Safety: Provides a secure place to save small amounts regularly.
  • Access to Credit: Offers low-interest loans for business or emergencies.
VSLA Meeting

Why VSLAs Matter

The foundation of sustainable community development in Uganda

Financial Literacy

Members receive training in bookkeeping, budgeting, and basic financial management.

Social Capital

Groups build strong support networks, sharing knowledge and helping each other in times of need.

Business Growth

Small loans enable mothers to start and expand micro-enterprises, increasing household income.

Support a Mother's Journey

Your donation can provide the seed capital or training materials for a new VSLA group in rural Uganda.